Joe Soniat CAMS, CFE

Account Risk Management Sr. Associate, Federal Reserve Bank of New York

Mr. Soniat (Joe) is the Vice President and BSA / AML Officer for Union Bank and Trust; one of the largest community banking organizations in Virginia. He worked as a Finance Officer for the United States Government from 2002 – 2004. He has also work as a fraud examiner for Circuit City Stores from 2004 – 2005.

Mr. Soniat was a founding member of both the U.S. Capital Chapter and Richmond Chapter of ACAMS as the Co- Chair. He is also on the BSA Coalition Advisory Board Member, which consists of bankers and regulatory representatives from various federal and state banking agencies from the fifth district of the Federal Reserve. He was co – award winner of the Article of the Year for ACAMS in 2013.