David is Managing Director in Charles Schwab’s Financial Crimes Compliance group where he leads teams focused on enhanced due diligence and AML governance. Prior to his current role, David served as in-house counsel for a federally chartered bank where he handled all legal matters related to banking and consumer protection laws. Prior to that role, David was in-house counsel for a large investment adviser where he handled legal and compliance issues related to investment advisers and broker-dealers. David received his law degree from Creighton University with Honors and a Master of Laws in Banking and Financial Law from Boston University (with concentrations in Banking Law and Securities Transactions). David has his Series 7 and CAMS certification. He is an active member of ACAMS and currently serves on the Board of the ACAMS Colorado Chapter.