John MacKessy has 20 years of regulatory and compliance experience and is currently a Director and Global Head of AML Monitoring for Citi Cards, the largest issuer of credit cards across the world. Prior to joining Citi, John was the Global AML & Sanctions Compliance Officer for MasterCard. Prior to MasterCard, John was a financial crimes investigator and regulatory consultant for Promontory Financial Group, FTI Consulting and KPMG, assisting firms with complying with regulatory enforcement actions and non-prosecution agreements.He has led the investigation of numerous complex financial crimes including money laundering, securities fraud and ponzi schemes.He was also the lead AML compliance expert for the monitor of the Bank of New York Mellon NPA agreements, thus understanding the full lifecycle of investigations and enforcement in today’s business environment.John holds a B.A. in political science from the University at Albany (SUNY) and an M.B.A. in finance and investments from Baruch College (CUNY). He is a Certified Ant-Money Laundering Specialist as well as a Certified Fraud Examiner and is a board member of the ACAMS New York Chapter.