Spencer Doak is the Director for BSA/AML Compliance Policy for the Office of the Comptroller of the Currency (OCC). Prior to joining OCC Policy, he was the Large Bank Supervision Compliance Lead Expert, with responsibilities for BSA/AML and consumer protection laws and regulations. Before joining Large Bank Supervision, Spencer was a BSA/AML Compliance Specialist in the OCC’s BSA/AML Compliance Policy division. And, prior to his role in BSA/AML Compliance Policy, he served as the OCC’s Western District Compliance Lead Expert on matters related to BSA/AML and consumer protection. Mr. Doak joined the OCC from the industry in 1992, initially as a safety and soundness examiner.